Answer 5 simple questions. See in 60 seconds whether you're adequately covered for death, critical illness, disability, and hospitalisation, in Singapore terms.
This is an approximation. These numbers use broad industry rules of thumb and don't account for your full financial picture: CPF balances, existing policy features, employer benefits, or family-specific goals. Always speak with a licensed financial adviser before making any insurance decisions.
Why this matters
Most Singaporean households are adequately insured for death, but severely under-covered for critical illness and disability. Here's what the data says.
How we calculate your need
We use industry-standard benchmarks drawn from LIA Singapore and MAS guidance. No guesswork.
Your numbers are a starting point, not an exact prescription. Our advisers will review your existing policies, identify overlaps and genuine gaps, and recommend the most cost-effective way to close them.