Mattheus is the adviser who puts your story first. Over 10+ years and 200+ Singaporean families served, he has built his practice on one simple promise: no over-promising, no product-pushing, just honest, structured planning built around your life. A former SAF Commando Officer and now a father himself, he brings military discipline, unflinching follow-through, and a father's empathy to every family he serves.
Mattheus runs his practice by a simple creed: "Your story first." Before any numbers, any policy, any plan, he wants to understand the life you're building, the family depending on you, the goals that keep you motivated, and the worries that keep you up at night. He often quotes Confucius ("Don't do unto others what you don't want done unto you"), which is why, in his own words, "I don't like over-promising and product-pushing." What you get instead is an adviser who genuinely listens, simplifies the jargon, and walks with you for the long haul.
Over ten years and 200+ Singaporean families later, that philosophy has crystallised into a structured approach Mattheus calls the W.I.S.E Framework:
In plain terms, this is what clients come to Mattheus for: fully funding their children's university education, retiring 5 to 7 years earlier than planned, safeguarding the family against medical emergencies, combating inflation's silent erosion of savings, and building additional income streams that compound quietly in the background.
Prior to financial advisory, Mattheus served as an Officer in the Singapore Armed Forces Commandos Formation and was honoured as Soldier of the Year 2012โ2013, a chapter that shaped the non-negotiables he brings to every client relationship today: discipline, integrity, and unflinching follow-through. As the sole breadwinner for his wife and young son, he thinks about your family's plan the same way he thinks about his own: carefully, patiently, and with skin in the game.
Your first consultation with Mattheus is completely complimentary: no obligation, no pressure, no rush. Insurance commissions are paid directly by insurers at no added cost to you, and any investment fees are disclosed up front in plain English. You'll always know what you're paying for, and you'll always feel you got your worth.
Watch this short video to understand Mattheus's philosophy, approach, and how he can help you build lasting financial security.
Drawn from 10+ years and 200+ families served, the book unpacks the financial myths that quietly derail otherwise sensible plans, in the same plain, story-led language Mattheus uses with clients.
Real words from real clients across all stages of life.
"Matt's level of care and dedication is truly rare in the financial industry, that's why he's a rare gem!"
"Matt helps me feel secure knowing that my plans are adjusted based on market conditions"
"Matt's approach is thorough, transparent and client-focused, which I find different from other consultants"
"I'm more at peace knowing that my family and I will be covered in case anything happens to me"
"I feel one of the greatest challenges is not knowing where to start."
Compared to other advisers whom I met before that only focus on individual products, one thing that sets Matt apart is that he focuses on listening to my concerns well.
Matt helps to piece together all these different moving parts and helps me better understand when I can retire, and what I should be looking out for in numeric terms.
"I always wanted my money to work harder for me, but couldn't find the right person for advice."
Before meeting Matt, most of my cash was kept in bank savings and fixed deposits. Many of the bank relationship managers I met did not stay long, so I kept having new people calling me. It was difficult to build rapport, and many were more focused on selling plans without understanding my needs or priorities.
What stands out about Matt is that he has been around all these years, and he takes the time to listen and understand my priorities before making recommendations.
Today, Matt is my go-to person whenever I need financial advice. He is patient, helpful, and most importantly, he has helped me grow my money.
Matt has helped to bring me peace of mind and ensure my insurance concerns are covered from all angles. He is meticulous and caring, having helped me through some tricky claims and made it such an ease for me. Happy to have an adviser I can rely on!
I am very grateful for Matt, as I don't want to be spending a lot of time trying to monitor the market, like what I had to do for my past investments. Matt's help allows me now to focus my time on other things and gives me a sense of stability.
Matt was very patient and transparent. He did not try to push any sales that were to his own benefit. He patiently listened to my needs and presented in a very clear and systematic manner what was available in the market. He made me feel comfortable and at ease to trust him with my protection needs.
Matt is caring and patient. He is able to explain technical terms, and make it very simple to understand. He goes out of the way to consolidate all my insurance and investment policies, giving me a much clearer picture.
"What sets Matt apart is his ability to break down complex financial concepts into simple, relatable analogies."
Before meeting Matt, I was uncertain about my financial planning and skeptical after previous experiences with financial advisers.
From our first interaction, Matt's approach felt genuine and transparent. He took the time to understand my financial situation and goals, rather than focusing on products.
His ability to simplify complex financial concepts and explain them through easy-to-understand analogies and visual illustrations gave me much greater confidence in my financial decisions. I now have a clearer understanding of my investments, insurance coverage, and overall financial plan.
"Right now, I'm more at peace knowing that my family and I will be covered in case anything happens to me."
Before meeting Mattheus, I relied on online financial news for investments, which was not personalized to my situation. My previous adviser was also slow in responding.
Mattheus provided me with tailored financial and retirement planning based on my family's needs, ensuring my insurance coverage and investments were sufficient. He is also quick and effective in responding whenever I have questions.
Since working with Mattheus, my investments have been growing consistently, and I have more peace of mind because I know that my family and I are well covered.
I trust Matt, as over the years I have seen a huge growth in my capital and my investments doing well. He also makes our meeting flow smoothly, and I find his service helpful compared to trying to scour the information on the internet myself.
Matt has recommended me the correct investments to grow my money, and I feel very good with the investment performances.
"Matt is someone who truly listens and understands."
Before meeting Mattheus, I kept most of my savings in the bank and had no insurance coverage. I was overwhelmed by the number of investment options available and wasn't sure which plans would suit me best. I also worried about whether I was saving enough for retirement and if I had sufficient insurance coverage.
Mattheus addressed these concerns through regular reviews, ensuring my medical coverage remained sufficient. I now have a clearer overview of my financial portfolio, which he summarizes for me regularly.
Today, my investments are growing steadily, and I feel secure knowing that my plans are reviewed and adjusted when needed.
"I was struggling to find suitable insurance and investment options, but Mattheus gave me clarity on what to do."
I was new to personal financial planning and had limited knowledge and time to explore financial products. I was also procrastinating on saving and wasn't sure which insurance and investment options were suitable for me.
Mattheus guided me in setting up my hospitalization and critical illness coverage, giving me peace of mind for my healthcare and my family's welfare. He also simplified the investment landscape and helped me choose options that fit my long-term financial goals.
Since beginning my investment journey in December 2020, my investments have been growing steadily, and I now have much greater clarity and confidence in my financial planning.
Matt is very friendly and professional. I appreciate that he is detailed and gave me comprehensive explanation of the insurance policy. I would say his service is excellent, and he walks the extra mile.
Matt is a very pleasant and genuine person. He does not try to oversell at all. Even when we asked him a lot of questions, he gave us useful facts to help us make informed decisions. We appreciate him following up well to ensure the applications were done smoothly and timely.
I feel one of the greatest challenges is not knowing where to start. Compared to other advisers whom I met before that only focus on individual products, one thing that sets Matt apart is he focuses on listening to my concerns well. Matt helps to piece together all these different moving parts, and helps me better understand when I can retire, and what I should be looking out for in numeric terms.
Matt supported me greatly with the claiming process! He was very responsive and clear to all my questions, and even liaised directly with the doctor's clinic, helping me immensely. Matt's expertise, professionalism and his ability to communicate his knowledge in a very clear and understandable way make him a great advisor to me. I also very much appreciate his honesty and transparency!
I met Mattheus through a close friend of mine. I have always been careful and very selective when working with a financial advisor due to the many incidents, cases, and experiences I have heard from friends and colleagues around me.
However, upon meeting Matt, he has been very patient, helpful, and detailed. It has been a tough time trying to convince my parents to get insurance (given the old traditional mindset of the elderly). However, with his clear explanation, patience, and empathy, it was much easier to do so.
Matt and his team have been really helpful and kind, going above and beyond to help in any way they can. I am truly appreciative of this, and it's rare to meet an advisor like that.
I am currently a client of Mattheus and a very satisfied one. I am writing this testimonial as a testament to Mattheus's impeccable service and great enthusiasm in his work. He possesses a very comprehensive knowledge of financial products through his dedication to thorough research, enabling him to provide detailed comparisons of competitors' products in order to serve his clients with the best possible financial plan tailored to each individual.
Mattheus does not just provide a one-time service. His care for his clients motivates him to build long-term relationships and conduct follow-up calls to update clients on their current position.
He also builds and maintains a wide network of connections, allowing him to obtain information or clarify clauses about products with a single call. Mattheus has a great attitude and is always happy to help with any queries I may have. This has provided me with a great deal of convenience and satisfaction with his post-transaction service. I feel that this truly reflects Mattheus's passion to go above and beyond to deliver value-added service.
There is no one I would trust more than Mattheus as my financial advisor.
I was introduced to Matt by my friend, who strongly recommended him for his sound financial advice. Matt understands my concerns and requirements and provides honest advice that will greatly benefit me. He knows which financial instruments suit me and my family members, and works towards securing the best deals for us.
I strongly recommend Matt for his knowledge and honesty in helping us achieve the best outcomes. In fact, some of the unit trusts he has worked on for me have performed well. Even when I had issues with medical shield claims with another insurer, he assisted me to the best of his ability.
Mattheus is a very personable, competent, and trustworthy advisor. He takes the time to understand my financial situation and cash flow, and recommends the best solutions to help my financial goals become a reality. Meetings with Mattheus are always engaging. He keeps things simple, clear, and understandable (using stories too!), so I am never confused by the numbers and figures in the Policy Illustrations. Simplicity, not complexity and confusion, is what I believe is key to a good financial advisor.
Mattheus meticulously compares products from different insurers, ensuring I am well-covered while also making sure I am not overpaying for premiums. Through product comparison alone, I have been able to save a significant sum. Moreover, Mattheus has also helped me invest my savings, which have grown considerably and consistently over time. I am very pleased with this passive income stream, where he makes my savings work harder for me according to my risk profile.
I have never met such a non-pushy and genuine advisor who truly has your interests at heart. I have recommended him to a few of my friends, and they are very pleased with his high level of service and close follow-up as well.
Hi Mattheus, thank you for all the time you spent helping me through my decision on my first investment in Singapore.
It was indeed a pleasure, as it was a decision I had been contemplating for quite some time, but I never had someone guide me through the entire process.
Your focus, knowledge, and extremely positive approach to customer service helped me make that decision. What started as a simple call has eventually led to a $15,000 investment on my part.
I am happy to have connected with someone like you and a company like yours. I hope to make more investments with IPP in the future.
I first met Matt through a close friend of mine in 2016, as I needed clarification on whether I had bought the correct products to protect both myself and my son. At that point in time, I was struggling to pay off the insurance policies for the two of us. Paying insurance premiums for both of us was causing a strain on my finances. However, I knew it was necessary.
What struck me most about Mattheus was how he gave me the personal space and time to make my own decision without being pushy. I felt that I was a challenging customer, as I had 10,000 questions under the sun. However, Mattheus managed to overcome this challenge.
Despite me taking six months to finally do business with him, he answered all my queries in detail and ensured that I truly understood everything before ending each conversation. This was really surprising compared to other advisors I had met, as they would usually be the ones to end the conversation first.
I appreciate how Mattheus uses simple stories and drawings to help me understand insurance jargon (for example, using carpark coupons to explain whether to choose a term or whole life plan).
What I gained most from my experience working with him is that I am no longer overwhelmed by paying hefty insurance premiums. He helped me compare options and choose policies where I pay less while receiving even better coverage.
If you need someone you can trust with your finances, there is no harm in speaking to Mattheus. After all, you have nothing to lose.
Mattheus was introduced to me by a friend. He has provided valuable learning insights and well-informed advice during our meetings, which led me to take up the recommended policies. He is very patient and friendly.
I am very grateful for his excellent service. He keeps me updated on various product information and shares his knowledge and well wishes during holiday periods. He has consistently provided timely and useful information.
I will definitely recommend him to my friends. I have benefited from the policies I have taken up, and the investment plans have generated profits. It is reassuring to know him as a trustworthy advisor who has been helping me with my finances.
I truly appreciate his excellent service. Thank you, Mattheus!
Matt was assigned to support me in my investments when my previous financial advisor left her job a few years ago. It has been a great experience since Matt took over as my advisor. With his advice, I started to see my wealth grow at a faster rate.
Talking to Matt is easy, as he is sincere and understanding of what I want, unlike others I have encountered who tend to be pushy about things I do not want. I would recommend Matt to anyone looking for investment plans.
Matt was referred to me by my close friend, who knew I was looking for someone trustworthy who could provide impartial advice on important life matters (particularly those related to money and insurance).
Unlike other financial advisors I had previously met, Matt clearly understood my needs without pushing plans based on profitability. He is also not afraid to suggest alternative options that better suit my situation.
All in all, Matt is a very approachable and trustworthy person whom you can count on for sound financial advice.
Matt is my camp mate, and we went on to pursue further studies at the same university. Having known him for a long time, I can attest to how dedicated and approachable he is when it comes to advisory.
I always recommend him to friends who are new and looking for financial advice, because he comes across as more than just an agent. He is there as a friend and is committed to advising you in your best interest.
Claims can be troublesome, but with Matt, all you have to do is share your problem, and you can consider it handled. Good job, Matt, and thank you for always being there!
Thank you so much for the generous token of appreciation and your heartfelt wishes. It has been a pleasure getting to know you and for enriching our lives, as well as the lives of others who share the same sentiment on the importance of financial literacy.
You have definitely opened up a new perspective on the meaning of investment, especially when it comes to retirement. I am truly grateful for that.
We are glad to have known Matt since 2017. He has been exceptional: very helpful, friendly, and knowledgeable. He is able to recommend the right products and help us understand them clearly, which I believe is one of his key strengths.
He is always the go-to person for our family when it comes to advice on financial and insurance products. Recently, Matt helped us choose the right insurance and an education plan for our daughter. It is always a pleasure working with him.
I know Matt through a close friend of mine. He is the first advisor I know who takes the time to respond promptly whenever I have a query. He is not only quick to respond but also always on point.
I have worked with other advisors who were not even half as dedicated as he is. I also enjoy working with him because he is not someone who hard sells a particular product, nor does he try to push me into buying something I do not need.
All in all, I would definitely recommend Matt, as I know his clients will be in good hands.
My friend introduced me to Mattheus a few years ago. My wife and I met him to discuss our medical, retirement, and children's education plans.
He always does his best to understand our concerns and requirements, and patiently presents us with options, explaining the pros and cons before recommending the best financial plan. Unlike other advisors who tend to hard sell, Matt does not pressure us into buying products.
Mattheus's company also does not limit itself to just one provider, giving us the flexibility to choose from a wide range of products available in the market. Since then, we have taken up an investment plan that is suitable for our children's education planning.
I would highly recommend Mattheus's excellent financial services.
I am truly grateful to Mattheus for his incredible support throughout my recent accident claim journey. He was exceptionally patient in guiding me through every step of the claims process, making what could have been a stressful experience feel seamless.
Mattheus followed up diligently with the insurer, Sompo, and thanks to his persistence and attention to detail, I received my medical reimbursement just days after submission.
What impressed me even more was his selfless sharing of knowledge and prompt responses whenever I had questions about insurance matters, not just for myself, but for my family as well. It is rare to find someone so dedicated and trustworthy in this field.
Without a second thought, I would highly recommend Mattheus to anyone in need of insurance services. You can be assured that he will always go above and beyond to provide the best for his clients.
Before meeting Matt, I struggled with navigating the overwhelming number of insurance and financial products available. The complex terms and options, especially unit-linked plans, often felt confusing and misaligned with my preference for straightforward protection. It was difficult to find clear, unbiased advice without feeling pressured into products that did not suit my needs.
Matt completely changed that experience for me. He simplified the entire financial planning process while ensuring that my family's needs were properly addressed. His ability to secure a SGD 2,000,000 20-year term life policy along with a comprehensive medical plan for my family gave us tremendous peace of mind. His clear explanations and responsiveness made complex decisions feel manageable, and his no-pressure approach ensured I received exactly what I needed without unnecessary upselling.
What truly sets Matt apart is that he operates as an independent consultant, not tied to any single insurance provider. This allows him to compare products across multiple firms and provide genuinely unbiased recommendations. Unlike many advisers who push high-commission or complex products, Matt respects my preferences and never hard-sells. His approachable, client-first attitude and willingness to answer questions thoroughly make him far more trustworthy and relatable than most advisers or bankers.
If I had to describe Matt in one word, it would be: trustworthy.
Before meeting Mattheus, I often felt overwhelmed by the complexities of financial planning, especially when it came to selecting the right insurance policies. Understanding exactly what insurers required, particularly for follow-up checks, was also a major headache for me.
What sets Mattheus apart from other advisors is his genuine approach. He provides clear, step-by-step guidance, ensuring that I fully understand my options. His dedication is evident in his prompt responses and exceptional patience throughout the entire process.
One of the most significant impacts he has made was in expediting the purchase of my rider policy. He followed up closely with the insurance company, ensuring a smooth and efficient experience.
Before meeting Matt, I wasn't sure what financial plans were available or how they would fit my needs. The whole process felt unclear and overwhelming.
What stood out about Matt is that he is sincere and respectful. He takes the time to listen to what I need and advises on what is most suitable for me. When I am unsure, he never pressures me for an answer. Instead, he provides clear explanations and gives me the space and time to make my own financial decisions.
I am very thankful to have him guiding me in this long-term financial journey.
After 17 years of faithfully paying premiums, my claim was rejected by Singlife due to a late payment technicality in 2022. This left me facing out-of-pocket costs of $500,000 a year for critical treatments to prevent serious relapses affecting my brain, eyes, and spinal cord. It was an unsustainable and terrifying situation to be in.
Matt stepped in with incredible professionalism and empathy. He was methodical and clear, helping me navigate the best approach to resolve the situation. What touched me most was his selflessness. As this was a "legacy case," Matt did not earn a single cent from helping me, yet he invested an immense amount of time and effort to guide me through it.
I have met many financial advisors, but Matt stands head and shoulders above the rest. He always puts his clients' interests first. He is upfront, trustworthy, and you never have to second-guess his intentions.
I would 100% recommend Matt. He is a breath of fresh air in what is often a transactional industry.
Before meeting Matt, I found it challenging to understand what was available in the market and what constituted best practices when it came to financial planning.
What sets Matt apart is how structured and experienced he is. He provides a clear framework for selecting insurance products, which makes the decision-making process much more systematic and easier to understand. He is also highly responsive and able to address questions quickly.
Matt has been especially helpful in using his framework to provide practical recommendations, and he is very efficient in offering support, particularly during claims situations.
Whether you're planning for retirement, your children, or reviewing your current finances, Mattheus provides trusted, independent guidance to help you navigate life's financial decisions with greater clarity and peace of mind.